If you earn an income, you need to protect it!

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• Protects you and your business against financial loss due to
  accident and/or sickness resulting in a disability.

• Ensures self-employed individuals and employees without
  group long term disability coverage (LTD) get the
  necessary protection for their income. 

• Disability income benefits paid out monthly from $1,000
  up to $6,000 per month;

  • benefits payable to age 70 and
    payable from the FIRST DAY;

  • benefits based on Gross
    Business Revenue or Employment Income. 

• Provides affordable and convenient dental and medical
  plans to fill the gap between those medical expenses
  that occur, but are not covered by government health plans.

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Canadian cities aren't ready for the influx of people temporarily or permanently disabled from COVID-19.

One in five Canadians currently has at least one disability and, with 10 per cent of COVID-19 patients having lingering symptoms from 'long COVID'

While long-term health effects are still being examined, a recent study published by The Lancet found most hospitalized COVID-19 patients had lingering symptoms, six months after hospitals discharged them — which is in line with mounting anecdotal evidence and observational reports.

 — CTV News, "Canada isn't ready to deal with influx of those disabled from COVID-19: advocates", Jan 19, 2021

Twenty-two per cent of Canadians 15 years of age or older — about six million Canadians — have a disability, according to Statistics Canada's last Canadian Survey on Disability. Out of those six million, 40% have a severe disability. Primerica Enhance provides adequate protection where clients' disability hinders employment and educational opportunities.

 — iPolitics, "Too few Canadians with disabilities got tax-free COVID benefit, minister charges", Nov 5, 2020

A quarter of respondents say buying disability coverage is more important to them since the pandemic, while one-in-five say they are more likely to purchase this coverage since COVID-19.

Nearly a quarter (23 per cent) of Canadians have purchased their own disability coverage, up 8 points from last year, meaning more than half (55 per cent) of Canadians now have coverage either through their workplace benefits or an individual disability plan, compared to 50 per cent in 2019. This signifies that the majority of Canadians are aware of the benefits of having disability coverage and there is still a huge market potential to tap!

— Newswire.ca, "Canadians with experience of mental health issues more likely to view it as disability", Sep 22, 2020

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